Ray has been working in the financial services industry as a Financial Adviser since 1990.
In line with his professional background, he has focused on developing specialist knowledge and is now fully qualified as a trusts* and estate planning Partner. However, as a representative of St. James’s Place Wealth Management, his service is enhanced and complemented by the provision of advice covering the areas of investment planning, Inheritance Tax planning and retirement strategies.
Fundamentally he sees his approach as one of problem-solving for the client - rather than product-selling. As a result, his clients can expect to receive the most comprehensive and appropriate advice at all times.
Ray is married with two adult children who are now living independent lives. In his spare time Ray enjoys cycling, walking and playing golf.
*Trusts are not regulated by the Financial Conduct Authority.
Phil is married to Beth with two children and a very energetic Border Terrier. He enjoys the outdoors and spends much of his spare time cycling, exploring the great outdoors and along with the rest of the family, fell and mountain walking.
With over 20 years’ experience as a business owner, he strives to ensure that the business runs efficiently and provides a high quality of service. Phil also feels that it is vitally important to give something back by supporting local charities, groups and the community in general.
Andrew graduated from the University of Liverpool with a degree in Law. Having enjoyed the parts relating to financial services he made the natural transition over and has worked in financial services for the past 7 years. He has a passion for problem solving and helping others. He will do anything in his powers to make sure his clients are as informed and empowered as possible to make the right decisions for them. As a result his clients can expect to receive advice that is tailored and appropriate to them at all times.
Outside of work Andrew enjoys spending time with family. He loves football, watching movies, reading, travel and attending stand-up comedy/music concerts.
Following graduation from Northumbria University, Sarah started in the corporate world with an early stage pharmaceutical company, thereafter moving to a Property Law ﬁrm. Sarah then spent 7 years managing an office and a team of administrators spread across the Northwest. She was involved in the administration, coordination and preparation of tenders for key support services for vulnerable adults and children.
Working in conjunction with the team, Sarah provides key administrative support in terms of liaising with clients and providers, ensuring accurate and up to date information is utilised efficiently across the board. In addition to this she maintains the smooth and efficient running of the LWM Wealth office.
Sarah has one daughter whose range of activities keeps her very busy, including being a cheerleading coach and a part of the parent team her daughter cheerleads for.
Helen has worked in the Insurance Industry since 1991, specialising in the Private Client sector. She has also worked in the Jewellers Block and Commercial insurance divisions and is passionate about delivering first class service to both individuals and businesses.
Early in 2018, Helen had a career break to set up her own jewellery company. An exciting time and steep learning curve, this experience is invaluable in her understanding of the many challenges business owners face and the variety of skills required to run a company.
Her return to work has brought a change of industry into Financial Services. Helen’s position as Client Service and Development Manager at LWM brings all of her past roles together along with new skills learned more recently such as marketing and social media.
In her spare time, Helen loves netball and plays in a local league. She has coached her daughter’s team and supports Manchester Thunder netball club. She has been married to Marcus since 1999 and they have two children and a dog.
Jodie joined Libertas in 2015 and has a wealth of experience in various client services roles. Jodie is responsible for the operational management of our systems and controls, which ensures the needs of our clients can be dealt with effectively and efficiently.
Working closely with Sarah, Jodie deals with all aspects of administrative support and ensures that information our clients receive is clear and concise.
Outside of work, Jodie enjoys spending time with her family and friends and visiting new places.