Do you feel you would benefit from a thorough review of your pensions, investments and financial plans?
Are you looking for advice on providing for yourself and your family in the long term?
Perhaps your circumstances are changing, and you need to review your finances.
Then, LWM Wealth can help.
We offer a range of services to help you achieve your financial goals and to assure your loved ones are provided for when needed.
Major life events usually cause our financial situation to change.
A birth, death, wedding, divorce, education, retirement, illness or windfall – they all mean financial adjustment is necessary for to us to enjoy life without having to worry about money; and this is where effective financial planning becomes so valuable.
For better, for worse, whatever stage of life you have reached, the first step in good financial planning is to work out your current position – your net worth – and then: what you want to achieve in the long term.
No one financial plan suits everybody. Everyone’s circumstances are different. Situations change with every life event and for these reasons it is important we understand what you want to achieve, so we can explain the options available to you and help you make the right decisions.
Reviewing pensions and investments often brings to light the fact that livelihoods need protection.
What would happen if you became ill and were unable to work? How would your family cope financially? As a family member, business owner or director, it’s reassuring to know you have financial protection in place if things go wrong.
Helping people look after their personal and business finances
Everyone wants to look forward to a prosperous life in retirement. Meanwhile, what are the best ways to grow a pension pot, and other investments, while helping family members financially when they need it? As a parent you may want to help children step on to the property ladder. As a grandparent you may want your grandchild to benefit from savings. As a daughter or son, you may want to pay for your parent’s social or medical care. In the end, you would like there to be enough for your loved ones to inherit.
The best way to start with a financial plan is to arrange an initial consultation. We’ll take time to understand your circumstances and recommend the type of investments, pensions and policies which would suit you best.
Safeguarding the future of your business
Running a business brings challenges and rewards. Owners and directors can run into difficulties when a partner or director dies or becomes unable to work through ill health – unless there is adequate protection in place to avoid a potentially ruinous effect to the business. Complications can be avoided by implementing a protection strategy to safeguard the directors, the future of the business and the directors’ families. There are numerous options and you can call us anytime to find out which business protection plan would best suit your needs.
Everyone has different goals, ambitions, needs and worries. What’s important is that your personal situation and aspirations are taken into account when making financial plans.
Why not call to arrange a non-obligation consultation? We will take time to understand what you want to achieve, and you can decide whether we are the right people to help you.
Get in touch for reliable and guaranteed advice on 01925 320 133.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.